{"id":871,"date":"2025-07-27T18:45:31","date_gmt":"2025-07-27T16:45:31","guid":{"rendered":"https:\/\/financniprirucka.cz\/?p=871"},"modified":"2025-07-27T18:45:31","modified_gmt":"2025-07-27T16:45:31","slug":"co-jsou-etf-fondy-a-proc-by-te-mely-zajimat","status":"publish","type":"post","link":"https:\/\/www.financniprirucka.cz\/?p=871","title":{"rendered":"Co jsou ETF fondy a pro\u010d by t\u011b m\u011bly zaj\u00edmat"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Pokud hled\u00e1\u0161 jednoduch\u00fd, levn\u00fd a efektivn\u00ed zp\u016fsob, jak investovat do akci\u00ed, ale nechce\u0161 tr\u00e1vit hodiny sledov\u00e1n\u00edm jednotliv\u00fdch firem, pak jsou&nbsp;<strong>ETF fondy (Exchange Traded Funds)<\/strong>&nbsp;pro tebe ide\u00e1ln\u00ed volbou.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Poj\u010fme se na n\u011b pod\u00edvat bl\u00ed\u017e.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd0d Co je ETF?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ETF je investi\u010dn\u00ed fond, kter\u00fd&nbsp;<strong>kop\u00edruje v\u00fdkonnost ur\u010dit\u00e9ho indexu<\/strong>, nap\u0159\u00edklad:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>S&amp;P 500<\/strong>\u00a0(americk\u00e9 top firmy)<\/li>\n\n\n\n<li><strong>MSCI World<\/strong>\u00a0(glob\u00e1ln\u00ed trhy)<\/li>\n\n\n\n<li><strong>Nasdaq 100<\/strong>\u00a0(technologick\u00e9 firmy)<\/li>\n\n\n\n<li>nebo tematick\u00e9 sektory (nap\u0159. zdravotnictv\u00ed, energie, ESG)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">ETF se obchoduj\u00ed&nbsp;<strong>jako akcie na burze<\/strong>, ale m\u00edsto jedn\u00e9 firmy kupuje\u0161 najednou des\u00edtky a\u017e stovky firem v jednom \u201ebal\u00ed\u010dku\u201c.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 V\u00fdhody ETF<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><thead><tr><th>V\u00fdhoda<\/th><th>Popis<\/th><\/tr><\/thead><tbody><tr><td><strong>Diverzifikace<\/strong><\/td><td>Investuje\u0161 do cel\u00fdch trh\u016f najednou \u2013 minimalizuje\u0161 riziko<\/td><\/tr><tr><td><strong>N\u00edzk\u00e9 poplatky<\/strong><\/td><td>Pasivn\u011b \u0159\u00edzen\u00e9 \u2013 \u017e\u00e1dn\u00ed drah\u00ed spr\u00e1vci<\/td><\/tr><tr><td><strong>Likvidita<\/strong><\/td><td>M\u016f\u017ee\u0161 je kdykoli koupit\/prodat jako b\u011b\u017enou akcii<\/td><\/tr><tr><td><strong>Transparentnost<\/strong><\/td><td>V\u00ed\u0161 p\u0159esn\u011b, co ETF obsahuje<\/td><\/tr><tr><td><strong>P\u0159\u00edstupnost<\/strong><\/td><td>Sta\u010d\u00ed i mal\u00e9 \u010d\u00e1stky (nap\u0159. 500 K\u010d m\u011bs\u00ed\u010dn\u011b)<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcbc Nejobl\u00edben\u011bj\u0161\u00ed ETF fondy pro za\u010d\u00e1te\u010dn\u00edky<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><thead><tr><th>N\u00e1zev ETF<\/th><th>Co sleduje<\/th><th>ISIN<\/th><th>Vhodn\u00e9 pro<\/th><\/tr><\/thead><tbody><tr><td><strong>iShares Core MSCI World<\/strong><\/td><td>Glob\u00e1ln\u00ed akcie<\/td><td>IE00B4L5Y983<\/td><td>Dlouhodob\u00e9 investory<\/td><\/tr><tr><td><strong>Vanguard S&amp;P 500<\/strong><\/td><td>500 nejv\u011bt\u0161\u00edch US firem<\/td><td>IE00B3XXRP09<\/td><td>Americk\u00e9 trhy<\/td><\/tr><tr><td><strong>Xtrackers MSCI Emerging Markets<\/strong><\/td><td>Rozv\u00edjej\u00edc\u00ed se trhy<\/td><td>IE00BTJRMP35<\/td><td>Vy\u0161\u0161\u00ed r\u016fst, vy\u0161\u0161\u00ed riziko<\/td><\/tr><tr><td><strong>iShares Global Clean Energy<\/strong><\/td><td>Obnoviteln\u00e9 zdroje<\/td><td>IE00B1XNHC34<\/td><td>Tematick\u00e9 investov\u00e1n\u00ed<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udee0\ufe0f Jak ETF koupit?<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Zalo\u017e si \u00fa\u010det u brokera<\/strong>\u00a0(nap\u0159. XTB, Degiro, Fondee, Portu)<\/li>\n\n\n\n<li>Vyber ETF podle sv\u00e9ho c\u00edle a rizikov\u00e9ho profilu<\/li>\n\n\n\n<li>Nastav pravidelnou investici (nap\u0159. ka\u017ed\u00fd m\u011bs\u00edc)<\/li>\n\n\n\n<li>Sleduj jednou za \u010das \u2013 ale nepanika\u0159 p\u0159i v\u00fdkyvech<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u26a0\ufe0f Na co si d\u00e1t pozor<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>M\u011bnov\u00e9 riziko<\/strong>\u00a0\u2013 pokud investuje\u0161 v USD, m\u016f\u017ee v\u00fdnos ovlivnit kurz koruny<\/li>\n\n\n\n<li><strong>Reinvestice dividend<\/strong>\u00a0\u2013 vyb\u00edrej tzv. akumula\u010dn\u00ed ETF, pokud nechce\u0161 \u0159e\u0161it v\u00fdplaty<\/li>\n\n\n\n<li><strong>Zdan\u011bn\u00ed<\/strong>\u00a0\u2013 v \u010cR je po 3 letech dr\u017een\u00ed osvobozeno od dan\u011b z p\u0159\u00edjmu<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfaf Z\u00e1v\u011br: ETF je nejlep\u0161\u00ed p\u0159\u00edtel dlouhodob\u00e9ho investora<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud chce\u0161 budovat majetek bez zbyte\u010dn\u00fdch nerv\u016f, ETF fondy jsou skv\u011bl\u00fd zp\u016fsob, jak investovat&nbsp;<strong>chyt\u0159e, jednodu\u0161e a bezpe\u010dn\u011b<\/strong>.<br>Nemus\u00ed\u0161 v\u011bd\u011bt, kter\u00e1 akcie dnes poroste. Sta\u010d\u00ed&nbsp;<strong>vsadit na cel\u00fd trh \u2013 a dr\u017eet se ho.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pokud hled\u00e1\u0161 jednoduch\u00fd, levn\u00fd a efektivn\u00ed zp\u016fsob, jak investovat do akci\u00ed, ale nechce\u0161 tr\u00e1vit hodiny sledov\u00e1n\u00edm jednotliv\u00fdch firem, pak jsou&nbsp;ETF fondy (Exchange Traded Funds)&nbsp;pro tebe ide\u00e1ln\u00ed volbou. Poj\u010fme se na&hellip;<\/p>\n","protected":false},"author":2,"featured_media":872,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[5],"tags":[],"class_list":["post-871","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investice"],"_links":{"self":[{"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=\/wp\/v2\/posts\/871","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=871"}],"version-history":[{"count":1,"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=\/wp\/v2\/posts\/871\/revisions"}],"predecessor-version":[{"id":873,"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=\/wp\/v2\/posts\/871\/revisions\/873"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=\/wp\/v2\/media\/872"}],"wp:attachment":[{"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=871"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=871"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.financniprirucka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}